Frequently Asked Question

Frequently Asked Question

Do You Take Insurance?

I do not participate in any insurance panels (payment is expected at time of session), but I will assist you with any forms you may want to submit to your insurance company.

Insurance

Depending on your current health insurance provider or employee benefit plan, it is possible for services out of network to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services out of network. At the end of every month, I provide clients with a receipt for all payments that can be used to request reimbursement for therapeutic services. I will work with clients to help complete any insurance forms or receipts needed for submission for reimbursement.

Recommended questions to ask your insurance provider to help determine your benefits:

  • Does my health insurance plan include mental health benefits?
  • Do I have a deductible? If so, what is it and have I met it yet?
  • Do I have a reimbursement plan for out of network providers? If so, what is the reimbursement amount?
  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
  • Do I need written approval from my primary care physician in order for services to be covered?

Payment

I accept cash, check and all major credit cards as forms of payment.

Payment is made at the start of each session, and if you choose to pay electronically you will be sent an invoice via text from Ivy Pay. Follow the link and enter your billing information to pay online. Charges will appear as “Ivy Labs, Inc”. Rest assured, Ivy Pay is designed to be HIPAA-secure.

Cancellation Policy

Policy requires all clients to give a 24-hours notice to cancel or reschedule a session. If a client is late and or cancels without giving the therapist a 24 hours notice, he or she will be responsible for the entire fee.

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!

Three Reasons I Don’t Take Insurance

My mission as a therapist and coach is to help you grow and change in a safe environment, where your confidentiality and goals for growth are protected. Counseling can be a vulnerable experience, and aspects of working with insurance companies may undermine the safe environment I fiercely seek to protect. These are the reasons why I do not accept insurance:

Reason #1: It’s Not Confidential

If I were to work with insurance companies, I would be required to disclose information to a third-party insurance or technology company (for the Electronic Medical Records), and this creates increased risk of your information being compromised. Additionally, if you ever need a federal background check, want to be a pilot, or for a variety of other reasons, a diagnosis can be disclosed through your insurance company. I want you to have the most confidential counseling!

Reason #2: You Have to Be Diagnosed

In order to have insurance cover counseling, I have to diagnose you. Even if it’s not appropriate, there has to be a diagnosis. For example, if someone seeks counseling for help adjusting to a new life event, or for help creating and maintaining a healthier lifestyle, they would need a diagnosis for it to be covered by insurance. The diagnosis would remain on your permanent medical record. I, along with many therapist colleagues, feel everyone should have access to counseling, not just those who qualify for a diagnosis. I want you to get help without having to have a diagnosis!

Reason #3: They Decide Your Treatment

Insurance companies decide treatment. They determine the number of sessions and the frequency. I believe this should be a collaborative decision between the you and your therapist. Sometimes you need shorter sessions or longer ones. Maybe you need them twice per week or once per month. My clients enjoy the freedom to choose what treatment is best along with their therapist. My approach as a Solution-Focused helps client’s reach their goals at a quicker pace to get the outcomes they are hoping for without a long- term reliance on therapy. Co-pays required by insurance companies can add up quickly for years of therapy! My therapy approach is shorter and strategic. My goal is to get you on the track to being your own therapist. Therapy should not  have to last forever because everything you need is already within you. 

 

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